Astrive

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BACKGROUND
Astrive Student Loans are designed to supplement other types of school financing, and often cover educational expenses not normally addressed within scholarship or federal grant/loan programs. This means that tuition, room and board, lab fees, computers, traveling expenses to and from home over breaks, and studying abroad can now be considered legitimate educational expenses.

Terms on the Astrive loan are designed to become due 180 days after either graduation or after terminating the education process for any reason. Post-graduate work will delay repayment until such time as the degree is completed. Students may choose to pay interest payments during the loan term, thereby deferring some of the accumulated costs of the loan.

PRO
- Clearly outlined loan perimeters
- Simple application process
- Deferred repayment plans when certain criteria is met
- Loan interest deductions when certain criteria are met

CON
- No pre-loan counseling is provided
- May need a co-signer
- Loan money must be repaid, unlike a scholarship or grant

EXPENSE
There is no acquisition or referral fee attached to applying for these funds. Astrive Loans will charge interest- but that will vary by client.

CONCLUSION
Astrive Student Loans does not pretend to be something that it is not. It is not a financial aid or scholarship program. It is a student loan facilitator. Astrive clearly spells out the conditions of the loan repayment and offers straightforward information concerning the application process.

COMMON MISSPELLINGS
Astride Loans, Strive Loans, A Strive Loan