Where Student Drivers Can Save on Car Insurance

Updated September 2010


Being deemed a safe driver by an automotive insurance company is a way individuals are able to save on their car insurance rates. There are many different ways to be considered a safe driver in the eyes of an insurance company, one of which being driver’s education.

New drivers are a group of consumers being hit hard by high automotive insurance rates.  The only way to combat these financially taxing rates is by educating the young drivers.

Top insurance companies give special discounts to teenagers who participate in driver’s education programs. Not only that, but some of the major insurance companies also give discounts to students with good grades. These discounts might seem too good to be true, so here is a list of the major automotive insurance companies that offer discounts to students that choose to educate themselves on the road.

Company and Discounts Offered:

AAA: Good Student and Driver Improvement Program

Allstate: Good Student Discount

Esurance: Good Student

Geico: Driver’s Education and Good Student Discount

GMAC: No student discounts available

Nationwide: Drivers Education and Good Student

Progressive: Good Student Discount *New

State Farm: Defensive Driving Class and Good Student

Most insurance companies define “good student” as anyone under age 25 in high school or college who maintains a 3.0 GPA or better with a full-time enrollment status. State Farm extends that to students ranked in the top 20 percent of their class and students on the Dean’s List or honor roll.

This will of course vary by insurance carrier and by state, so be sure to confirm student discounts with your insurance agent.

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12 Responses to “Where Student Drivers Can Save on Car Insurance”

  1. Jeffrey Wells says:

    I used Kanetix when I bought car insurance.

    When I first got a quote with my local guy (I dont want to say who), they wanted around $7000 a year due to my young age.

    Then I found another insurance company about about half. I’m from Canada though so the website is Kanetix.ca but I’m sure they have a .Com for the USA.

  2. local auto insurance blogger says:

    I will like to add farmers insurance to the list of companies that offer student discounts.

  3. Florida Permit Test says:

    Its really a good idea to give discount for young drivers with good driving behavior.This makes students to complete driver education and aware of safety rules.

  4. ezautoshippers says:

    Kids shouldn’t be allowed on the road if they haven’t had at least a drivers education course.

  5. Jad Smith says:

    To my mind it must require for safe driving.

  6. sky insnrance says:

    Read your blog articles, learned a lot of knowledge, your articles are well written, I have a website, has been efforts to develop, but always unsuccessful, you can help me?
    You can exchange links?

  7. Joe Versicherung says:

    I like the idea that young people and students who show responsibility (driving lessons, good grades) are rewarded with discounts!

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