health insurance

health insurance

What is Obamacare Anyway? What Young Adults Need to Know About Health Insurance

The extension of parental dependency among 20 somethings in the new millennia is a boundless social phenomenon. As post-high school adults lean longer on their parents than previous generations—with the putrid job market and instant gratification world being the main offenders—the pillars of our society can’t help but conform to this generous line of credit. So, for the past three years, under-zealous young adults have been able to stay on their parents’ insurance until the ripe old age of 26.

Cafe girl says no to unhealthy life choices.

Cafe girl says no to unhealthy life choices.

If the insurance charity has been in place for three years, why do we bring it up now? Use your aprons to rub the sleepies from your eyes young readers! The Affordable Care Act—aka Obamacare—is officially law after three years of slow implementation. If you had no idea about this, don’t worry, mom and dad have you covered. Also, kudos. Your ignorance means you probably haven’t had to visit the campus clinic—you’ve been safe!

As per a super-official document with White House letterhead and everything, the increase in insurance coverage is for a few reasons:

“Young adults have the highest rate of uninsured of any age group.”

Dang. According to the White House, 30 percent of shiny new adults aren’t covered by insurance. That demographic represents ONE-FIFTH of all uninsured people. Read the rest of this entry »

Stay Healthy During Cold and Flu Season on Campus

sneezeCold and flu season is here. Amidst balancing school, work and a much needed social life, cold and flu viruses run rampant on college campuses. No one wants to sit next to the sick girl (or guy) in chemistry, let alone, play drinking games with her.

Here are some ways to fight off illness and shorten its lifespan when you do get sick.

  1. If you don’t already have it, consider the cost of getting health insurance. In the event of a major illness, you’ll be glad you have it! Read the rest of this entry »

Finding the Best Deal on Student Health Insurance

prescription medicationAs a college student, you’re taking on more responsibility. From paying off student loans to organizing your study time, you are getting acclimated to managing every aspect of your life. And for some students, one more responsibility they must look after is their health insurance.

You’re healthy and young, so why do you need health insurance? For starters, as a college student, you will get sick and you are accident-prone. Keep in mind that the number one reason for bankruptcy is unpaid health care bills. And who needs health care bills on top of unpaid student loans?

According to a recent article in the Wall Street Journal, the college health care system is a jumble of school plans and private insurance. The Government Accountability Office cites that more than half of the nation’s colleges offer school-sponsored plans and on average, 80 percent of college students are covered by private or public health insurance. Read the rest of this entry »

College Health Insurance Plans Taking Advantage of Students

health careWith President Obama’s new health care reform bill, many students across the country are wondering what to do about their health insurance. Should they remain on their parent’s plans? Should they buy their own? Or should they take advantage of the health insurance most of their colleges offer?

Many students wouldn’t guess that it was actually their college endorsed health insurance plans that were taking advantage of them.

While most colleges offer student health insurance packages, some colleges go as so far as to require it. Either included in student tuition or as a required separate entity, colleges and universities are capitalizing on the forced insurance coverage policies.

Read the rest of this entry »


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